Learn what you’re worth.

A Pre-Approved Mortgage is a free, no-obligation service that lets you know, before you go looking for your home or signing an offer to purchase, how much you can afford to borrow based on your qualification and personal credit rating.

The Mortgage Centre Kitchener Waterloo works with a wide variety of lenders, will ensures you get the lowest rates, and offers no-cost, no-obligation pre-approvals.

At The Mortgage Centre, we’ll arrange for you to receive the most competitive rates with the longest rate guarantee period, up to 120 days. If rates increase, your rate will not be affected, and if rates decrease, you will get the lower rate. This free protection is responsible for savings thousands of dollars for many of our clients. The Mortgage Centre KW will also ensure the lender, providing the pre-approval, is still the best in the market. If they are not, we will shop your mortgage again!

We’ll take care of this important part of the process within hours. Once you are Pre-Approved, you can confidently negotiate an offer on a home. A seller also prefers to negotiate an offer of a purchaser who has been pre-approved.

It used to be that the a mortgage was left to the very end of the homebuying process, but by simply emailing us or calling us at 519-743-4365, things can be very simple. Remember, there is no cost and it only benefits you.

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