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If you’re planning on buying a home, you might be wondering whether a mortgage pre-approval letter is necessary to make an offer. In short, the answer is yes. In this blog post, we’ll [...]

According to the Canadian Real Estate Association, the Spring market is anticipating a drop in home prices edging down approximately 6% from 2022, putting the average home price at $662,103 in [...]

Did you know? March is fraud awareness month in the mortgage industry, which makes this is a great time to talk about title insurance! As our insurance experts, FCT is a leading provider of title [...]

As we head into the second quarter of 2023, the real estate market in the Kitchener and Waterloo areas of Ontario continues to show strength and resilience. Despite the ongoing challenges [...]

From the day that you open your first bank account, take out your first personal loan or credit card, or begin a new job, you begin to build your credit. Credit scores play a large part when it [...]

We’re heading into the colder months now and a lot of homeowners and borrowers are wondering if they will be able to afford to own a home with the global cost of living rising and [...]

Whether you are looking to take out a personal loan or a mortgage, you may have noticed that interest rates can change from one week to the next. Most potential homeowners look to get the lowest [...]

Have you ever dreamed of building your own home from the foundation up? You get a chance to create a home in the style and design that you want, something purely unique. You would be surprised [...]

Why You Should Work with a Mortgage Broker   When applying for a mortgage, you want to make sure you work with experts. Instead of going directly to your bank or a lender, you should work [...]

Mortgage Loan Approval Tips  The mortgage process can be quite complex as it is. 2021 has seen low mortgage rates, however, low inventory and stricter stress test rules have made it a challenge. [...]