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  • (519) 743-4365
The Mortgage Centre was Canada's first national mortgage broker organization. Our fully-qualified specialists offer a range of unique benefits.
  • Call Now
  • Home
  • Why Us?
    • What To Expect
    • Why Use a Mortgage Broker?
  • About Us
    • The Team
    • Testimonials
    • Leave a Review
  • Services
    • Purchase Mortgage
      • First Time Home Buyers
      • Pre-Approval
      • Rental Property
      • Second Home
      • New to Canada
    • Refinance Mortgage
      • Rental Property and Investment
      • Renovations
      • Home Equity Line of Credit
      • Debt Consolidation
      • Reverse Mortgages
    • Speciality Mortgage Services
      • Switch and Save
      • Mortgage Checkup
      • Negotiate Your Mortgage
      • Private Mortgage
      • Spousal Buyout Program
  • Resources
    • Code of Conduct for the Mortgage Brokering Sector
    • Mortgage Free Sooner Plan™
    • Glossary of Terms
    • Important Mortgage Questions
    • Lender Penalty Calculations
    • Calculators
    • Guides
    • Links
    • Blog
  • Rates
  • Contact
  • Apply Now
  • (519) 743-4365

Uncategorized

 Bank of Canada Increases Overnight Rate by 0.25%
11
By mortgagecentrekw
In Uncategorized
Posted March 9, 2022

Bank of Canada Increases Overnight Rate by 0.25%

The Bank of Canada raised its overnight rate from 0.25% to 0.50%.   This move marks the first increase since 2018 and shows that rates are going to start modestly inching higher.  Borrowing costs [...]

READ MORE
 Bank of Canada holds benchmark interest rates steady
0
By mortgagecentrekw
In Uncategorized
Posted September 9, 2021

Bank of Canada holds benchmark interest rates steady

Bank of Canada holds benchmark interest rates steady The Bank of Canada made its sixth interest rate decision of the year and left its overnight benchmark rate at 0.25%. This rate has been in [...]

READ MORE
 Bank of Canada key interest rate announcement, no change
0
By mortgagecentrekw
In Uncategorized
Posted June 10, 2021

Bank of Canada key interest rate announcement, no change

The Bank of Canada has made their fourth interest rate decision of 2021, keeping the key interest rate steady at 0.25%.   This rate has remained unchanged since March 2020.  The Bank of Canada [...]

READ MORE
 What does the new mortgage stress test mean?
0
By mortgagecentrekw
In Uncategorized
Posted June 2, 2021

What does the new mortgage stress test mean?

The Office of the Superintendent of Financial Institutions (OSFI) implemented a change to the mortgage stress test.  As of June 1, 2021 borrowers have to qualify at the greater of the lenders [...]

READ MORE
 Bank of Canada announcement, the overnight rate remains steady
0
By mortgagecentrekw
In Uncategorized
Posted April 27, 2021

Bank of Canada announcement, the overnight rate remains steady

The Bank of Canada has made its third interest rate decision of the year.  The announcement comes just as Statistics Canada reported their consumer price index was higher year over year and as [...]

READ MORE
 Fixed rates are going up, Variable rates remain low
0
By mortgagecentrekw
In Uncategorized
Posted March 11, 2021

Fixed rates are going up, Variable rates remain low

The Bank of Canada announced yesterday it will be maintaining their current level of policy rate until the inflation objective of 2% target is achieved.  This is great news for those of you in a [...]

READ MORE
 Bank of Canada 2021 Interest Rate Announcement Schedule
0
By mortgagecentrekw
In Uncategorized
Posted December 29, 2020

Bank of Canada 2021 Interest Rate Announcement Schedule

The Bank of Canada announced their schedule of interest rate announcements for 2021.  The rate decisions they make on these dates can have a direct effect on the prime rate used for variable rate [...]

READ MORE
 Bank of Canada Maintains Current Policy Rate
0
By mortgagecentrekw
In Uncategorized
Posted December 11, 2020

Bank of Canada Maintains Current Policy Rate

On December 9th the Bank of Canada announced there are no changes to their current overnight rate policy.   They will continue with the Quantitative Easing (QE) Program at it’s current pace [...]

READ MORE
 Bank of Canada will maintain current benchmark rate at 0.25% and rates to remain low for a long time.
0
By mortgagecentrekw
In Uncategorized
Posted July 16, 2020

Bank of Canada will maintain current benchmark rate at 0.25% and rates to remain low for a long time.

Today, the Bank of Canada announced it would be maintaining it’s overnight benchmark rate, the main tool used by the BoC to conduct monetary policy, at 0.25%.  This announcement has [...]

READ MORE
0
By mortgagecentrekw
In Blog, Uncategorized
Posted December 12, 2016

Mortgage rates may finally be bottoming out in Canada, new report says

The average price of a home across the country continued to climb in 2016 but any savings Canadians are getting from mortgage rates are getting smaller, according to a new survey.

READ MORE
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Tristar Funding Corp. – The Mortgage Centre

1120 Victoria St. N.
Kitchener, ON
N2B 3T2

Phone: 519-743-4365
Fax: 519-579-8799

Click for the BBB Business Review of this Mortgage Brokers in Kitchener ON
Google Rating
4.9
Tristar Funding Corp. o/a The Mortgage Centre
Tristar Funding Corp. o/a The Mortgage Centre
4.9
Danielle Kitts
Danielle Kitts
18:31 30 May 17
Working with the team at Tristar Funding Corp The Mortgage Center in Kitchener to secure our mortgage was quick and easy. We worked with Chelsea who was able to answer all of our questions and helped us every step of the way. She was able to secure us a great rate with excellent conditions. She provided us we lots of information and advice on our mortgage options as well as helped us better understand our first time home buyer and land transfer tax possibilities. She also took the time to work with us to show us the cost benefits of putting different down different size down payments and fixed vs variable mortgages. We would definitely recommend the mortgage center team to help you find the mortgage that is right for you! Thank you to Chelsea and her team for helping us buy our new home.
Chris Perkes
Chris Perkes
19:30 07 Nov 17
Had a great experience dealing with Rick and Katie. They kept me in the loop all the way through a fairly complex refinance and purchase of some rental properties. thanks again.
Paulette Kydd
Paulette Kydd
20:21 19 Oct 17
Excellent customer service. Very knowledgeable and patient staff. Extremely satisfied customer for over 19 years!!
Jasen Frederiksen
Jasen Frederiksen
20:35 06 Sep 17
Chelsea was super helpful when answering all my many questions and was always very quick with her email responses. I got a fantastic rate on my mortgage and it was a hassle free experience. Thanks!
Elysia Duncan
Elysia Duncan
22:41 16 Aug 17
As first time homebuyers, my husband and I didn't know what to expect when it came to getting our mortgage. Rick, Chelsea and their team made the process very easy! I most definitely recommend The Mortgage Center to anyone looking for a mortgage!
Bethany Kadarian
Bethany Kadarian
15:29 04 Jan 18
We had a great experience here. Paul worked hard to get us our mortgage at a competitive rate. What's more impressive however, is how helpful he has been though the entire process-including follow up questions months later. He is knowledgeable and clearly experienced in his field.
Michelle T
Michelle T
15:59 23 Jan 18
awesome broker always makes sure we get a great rate and makes the process as easy as possible. thx
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