• Call Now
  • Home
  • Why Us?
    • What To Expect
    • Why Use a Mortgage Broker?
  • About Us
    • The Team
    • Testimonials
    • Leave a Review
  • Services
    • Purchase Mortgage
      • First Time Home Buyers
      • Pre-Approval
      • Rental Property
      • Second Home
      • New to Canada
    • Refinance Mortgage
      • Rental Property and Investment
      • Renovations
      • Home Equity Line of Credit
      • Debt Consolidation
      • Reverse Mortgages
    • Speciality Mortgage Services
      • Switch and Save
      • Mortgage Checkup
      • Negotiate Your Mortgage
      • Private Mortgage
      • Spousal Buyout Program
  • Resources
    • Code of Conduct for the Mortgage Brokering Sector
    • Mortgage Free Sooner Plan™
    • Glossary of Terms
    • Important Mortgage Questions
    • Lender Penalty Calculations
    • Calculators
    • Guides
    • Links
    • Blog
  • Rates
  • Contact
  • Apply Now
  • (519) 743-4365
The Mortgage Centre was Canada's first national mortgage broker organization. Our fully-qualified specialists offer a range of unique benefits.
  • Call Now
  • Home
  • Why Us?
    • What To Expect
    • Why Use a Mortgage Broker?
  • About Us
    • The Team
    • Testimonials
    • Leave a Review
  • Services
    • Purchase Mortgage
      • First Time Home Buyers
      • Pre-Approval
      • Rental Property
      • Second Home
      • New to Canada
    • Refinance Mortgage
      • Rental Property and Investment
      • Renovations
      • Home Equity Line of Credit
      • Debt Consolidation
      • Reverse Mortgages
    • Speciality Mortgage Services
      • Switch and Save
      • Mortgage Checkup
      • Negotiate Your Mortgage
      • Private Mortgage
      • Spousal Buyout Program
  • Resources
    • Code of Conduct for the Mortgage Brokering Sector
    • Mortgage Free Sooner Plan™
    • Glossary of Terms
    • Important Mortgage Questions
    • Lender Penalty Calculations
    • Calculators
    • Guides
    • Links
    • Blog
  • Rates
  • Contact
  • Apply Now
  • (519) 743-4365

Mortgage News

 Mortgage and Real Estate Market Update – Fall 2022
0
By mortgagecentrekw
In Kitchener Mortgage Broker, Mortgage News
Posted November 10, 2022

Mortgage and Real Estate Market Update – Fall 2022

We’re heading into the colder months now and a lot of homeowners and borrowers are wondering if they will be able to afford to own a home with the global cost of living rising and [...]

READ MORE
 Mortgage and Real Estate Market Update – Fall 2021
0
By mortgagecentrekw
In Blog, Kitchener Mortgage Broker, Mortgage News
Posted December 15, 2021

Mortgage and Real Estate Market Update – Fall 2021

Mortgage and Real Estate Market Update – Fall 2021 The third quarter of 2021 is nearly over and in many markets across Canada, we are starting to see things slowing down. However, we [...]

READ MORE
 Bank of Canada has reduced overnight deposit rate by 1/2%
0
By mortgagecentrekw
In Blog, Mortgage News
Posted March 4, 2020

Bank of Canada has reduced overnight deposit rate by 1/2%

As COVID-19 negatively effects our markets, Bank of Canada has reduced bank of Canada  overnight deposit rate by ½% .  This should help anyone in a variable mortgage, lines of credit and consumer [...]

READ MORE
 Bank of Canada Benchmark Rate Announcement
0
By mortgagecentrekw
In Blog, Mortgage News
Posted December 5, 2019

Bank of Canada Benchmark Rate Announcement

The Bank of Canada benchmark rate held at 1.75%.   Difficulties with the Trade agreements is weighing heavily on the global economy, with no end in sight.  While many of our international peers [...]

READ MORE
 New information released regarding first-time home buyer incentive
0
By mortgagecentrekw
In Blog, First Time Home Buyer, Mortgage News
Posted June 18, 2019

New information released regarding first-time home buyer incentive

Key details regarding the first-time home buyer incentive, launching September 2nd, have been released.  Under this program the government will offer assistance to first-time buyers in the form [...]

READ MORE
 Will there be a return of the 30-year amortzation for insured mortgages?
1
By mortgagecentrekw
In Blog, First Time Home Buyer, Mortgage News
Posted February 7, 2019

Will there be a return of the 30-year amortzation for insured mortgages?

The federal government is considering a return of the 30-year amortization for insured mortgages, up from the 25-year limit now.  This is great news for millennial first-time buyers who are [...]

READ MORE
 Bank of Canada Increase’s Rates
0
By mortgagecentrekw
In Blog, Mortgage News
Posted October 29, 2018

Bank of Canada Increase’s Rates

On Wednesday October 24th the Bank of Canada increased it’s benchmark interest rate to 1.75%.  This will affect those who have variable mortgages as most lenders have increased their prime [...]

READ MORE
 Bank of Canada Increases Rates by 0.25%
0
By mortgagecentrekw
In Blog, Mortgage News
Posted July 12, 2018

Bank of Canada Increases Rates by 0.25%

The Bank of Canada has increased it’s Overnight Rate  by 0.25%  to 1.5%.  This will affect the variable rates and lower term mortgages.   The longer term fixed-rate products, that are more [...]

READ MORE
 Mortgage “Stress Test” rate increased
0
By mortgagecentrekw
In Blog, First Time Home Buyer, Mortgage News, Refinancing
Posted May 14, 2018

Mortgage “Stress Test” rate increased

The Bank of Canada has increased it’s qualifying “stress test” rate by 20 basis points to 5.34% from 5.14%.  The “stress test” was put into effect to ensure you can [...]

READ MORE
 Mortgage Market Update – 2018 Q1 – Kitchener Waterloo
0
By mortgagecentrekw
In Blog, Mortgage News
Posted January 26, 2018

Mortgage Market Update – 2018 Q1 – Kitchener Waterloo

2017 was an interesting year. We saw the introduction of new mortgage qualifying rules, tighter underwriting, rising mortgage rates, and the rapid increase in home prices, spurring both [...]

READ MORE
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Tristar Funding Corp. – The Mortgage Centre

1120 Victoria St. N.
Kitchener, ON
N2B 3T2

Phone: 519-743-4365
Fax: 519-579-8799

Click for the BBB Business Review of this Mortgage Brokers in Kitchener ON
Google Rating
4.9
Tristar Funding Corp. o/a The Mortgage Centre
Tristar Funding Corp. o/a The Mortgage Centre
4.9
Danielle Kitts
Danielle Kitts
18:31 30 May 17
Working with the team at Tristar Funding Corp The Mortgage Center in Kitchener to secure our mortgage was quick and easy. We worked with Chelsea who was able to answer all of our questions and helped us every step of the way. She was able to secure us a great rate with excellent conditions. She provided us we lots of information and advice on our mortgage options as well as helped us better understand our first time home buyer and land transfer tax possibilities. She also took the time to work with us to show us the cost benefits of putting different down different size down payments and fixed vs variable mortgages. We would definitely recommend the mortgage center team to help you find the mortgage that is right for you! Thank you to Chelsea and her team for helping us buy our new home.
Chris Perkes
Chris Perkes
19:30 07 Nov 17
Had a great experience dealing with Rick and Katie. They kept me in the loop all the way through a fairly complex refinance and purchase of some rental properties. thanks again.
Paulette Kydd
Paulette Kydd
20:21 19 Oct 17
Excellent customer service. Very knowledgeable and patient staff. Extremely satisfied customer for over 19 years!!
Jasen Frederiksen
Jasen Frederiksen
20:35 06 Sep 17
Chelsea was super helpful when answering all my many questions and was always very quick with her email responses. I got a fantastic rate on my mortgage and it was a hassle free experience. Thanks!
Elysia Duncan
Elysia Duncan
22:41 16 Aug 17
As first time homebuyers, my husband and I didn't know what to expect when it came to getting our mortgage. Rick, Chelsea and their team made the process very easy! I most definitely recommend The Mortgage Center to anyone looking for a mortgage!
Bethany Kadarian
Bethany Kadarian
15:29 04 Jan 18
We had a great experience here. Paul worked hard to get us our mortgage at a competitive rate. What's more impressive however, is how helpful he has been though the entire process-including follow up questions months later. He is knowledgeable and clearly experienced in his field.
Michelle T
Michelle T
15:59 23 Jan 18
awesome broker always makes sure we get a great rate and makes the process as easy as possible. thx
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