Mortgage News

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is continuing its policy of quantitative tightening. Read the [...]

The federal government’s decision to eliminate the GST on purpose-built rentals is expected to add tens of thousands of units to the housing market. But it’s just the first step [...]

Hello September!   This month we are covering what you need to know about condition-free offers, plus since the kids are headed back to school, now is a great time to teach them about money. [...]

It certainly seems that way! However, our certainty will likely improve after the scheduled Bank of Canada announcement on September 6th. With both consumer confidence levels and spending on the [...]

Hello July! This month we are tackling house insurance and what you need to know about appraisals. Homeowner Insurance 101 Not all insurance products are created equal. It is important to [...]

Prime Rate Increase +0.25% We wanted to take a moment to share an important change in the market that may affect your adjustable or variable mortgage. The Bank of Canada has recently raised [...]

As the summer season arrives in Kitchener, Ontario, the real estate market heats up, presenting a unique opportunity for homebuyers and homeowners considering mortgage options. To make the most [...]

Leveraging Refinancing as an Investment Strategy: Unlocking Wealth through Property Investment In the world of real estate investment, finding ways to access capital and seize opportunities is [...]

As we head into the second quarter of 2023, the real estate market in the Kitchener and Waterloo areas of Ontario continues to show strength and resilience. Despite the ongoing challenges [...]

We’re heading into the colder months now and a lot of homeowners and borrowers are wondering if they will be able to afford to own a home with the global cost of living rising and [...]