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Gifting Down Payment to Your Kids

Home prices have increased substantially over the last five years, making it difficult for first time home buyers to save a down payment.  Meanwhile, baby boomers are at a time in their lives [...]

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Applying For Your Mortgage – A Checklist

When applying for a mortgage, you will need: A copy of the accepted Offer To Purchase  An income letter from your employer stating length of employment, position, and annual income. If you are [...]

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Affordability and Financing

Talk with your Mortgage Centre specialist to review your current income and expenses. We’ll help you understand how to take into account how your new mortgage may change your monthly [...]

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Making Home Hunting Fun

There’s no shortage of information available to help you make an informed purchase decision. Lenders, as well as the Canada Mortgage and Housing Corporation (CMHC), the Canadian [...]

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Choosing a Realtor

Choosing the right realtor can help you get the right house at the right price. You want a real estate agent whose attitude and availability inspire your trust. Start by seeing who’s most [...]