Mortgage Rates in Kitchener-Waterloo

Mortgage rates change regularly, so you may see a rate advertised that’s no longer available by the time you apply. What’s more, certain rates are only available to clients with specific needs or credit qualifications. There’s no way for you to know whether an advertised rate is what you’ll end up getting.

Some mortgages with very low rates may not give you the options or flexibility you need. The only way we can accurately quote you the best rate is to do a free analysis of your situation, needs, and goals. Then, once we know exactly what’s right for you, The Mortgage Centre specialists will shop the market and find you the best-available package of rates and features.

Below are our advertised rates, however, rates will vary depending on the type of transaction. The lowest rates are for insured high ratio purchases, with less than 20% down payment.

5 Year Fixed Rate — 4.99%

5 Year Variable Rate — 6.30%

3 Year Fixed Rate — 5.44%